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How to Manage Credit Risk in Name Lending

It is fascinating that in today’s quest for data to make better decisions, banks still use only three out of 177 credit risk criteria to make a credit  decision.
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What are the Credit Risk impact of Tesco’s accounting scandal?

In a recent article by the Harvard Business Review, Amazon was admired as being able to generate much cash flow despite having a very low net margin (http://blogs.hbr.org/2014/10/at-amazon-its-all-about-cash-flow/). Yet in the current news, the Chairman of Tesco resigned for overstating its already low profits by
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What to do with Credit Risk Ratings?

In line with Basel guidelines, and best practices, a credit risk rating system that a bank uses has to have predictive features to assess how far away an obligor is from default. The closer it is, the higher the rating. This predictive power centers on
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Portfolio Risk Rating in Managing Credit Risk

I find it a little odd that with the introduction of the Basel accords, the changes that have taken place in the international banking community, and lessons that should have been learnt from the credit crises, that to this very day, the concept of Portfolio
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What does IRB Compliance really mean in Credit Risk?

To us, an IRB compliant bank has to pass through the several hurdles, including amongst others: Calculation of PDs There are several issues here to consider: 1. Definition of PDs. Any risk rating system should provide ratings to show potential defaults for both, forward looking
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The simple methodology used in our Essentials of Accounting online course allows you to understand ...

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This Financial Analysis online course shows you how to assess the company’s business model and its ability ...

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Sigma’s Credit Risk Management online course series are intended to introduce methodologies that makes credit ...

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The Portfolio Risk Rating and Stress Testing online course is designed to help you understand how to create ...

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The Facility Structuring online course shows you, step by step, how to identify both the short-term and long-term ...

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If you’re already analyzing obligors, and generating credit risk ratings for individual clients, this Credit Analysis ...

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