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Portfolio Risk Rating and Stress Testing

Credit Portfolio Management for Bankers

Portfolio Risk Rating and Stress Testing

Investment: $287.00

  • Do you need help generating a Risk Rating for your credit portfolio?
  • Are you uncertain of the implications of the PRR and how to use it in strategic decision-making?
  • Do you need assistance in understanding stress-testing and how to create different scenarios?
  • Do you lack the confidence in addressing strategic issues relating to the portfolio?

If you answered yes to any of the above, then the Portfolio Risk Rating (PRR) & Stress Testing online course is right for you. This course is designed to help you understand how to create, step-by-step, a Portfolio Risk Rating (PRR), understand the dynamics of managing a credit portfolio, how to stress test the portfolio and how to put in place strategic initiatives to manage it over the medium term.If you’re already generating credit risk ratings for individual clients, the next step would be to do so for your entire credit portfolio or any segment of it. Calculating the PRR is very crucial and powerful in making strategic credit decisions and subsequently creating industry studies, product programs and target market studies.

The Portfolio Risk Rating E-Learning course covers the following curriculum:

  1. Risk and Capital
  2. Banking Business Model
  3. Issues Relating to Cost of Credit
  4. Common Reasons for Corporate Failures
  5. Pillars of a Risk Rating System
  6. Components of Credit Risk
  7. How to Reduce Probability of Default
  8. How to Reduce Loss Given Default
  9. Why Improve the PRR and How?
  10. Pillars of a Risk Rating System
  1. What is Risk Management?
  2. Rating Clients
  3. Portfolio Management
  4. Why Improve the PRR and How?
  5. Managing the Portfolio
  6. Portfolio Risk / Volatility
  7. Facility Risk Rating (FRR)
  8. Portfolio Risk Rating (PRR)
  9. Stress Testing and Its Implications

This course carries exercises related to each section, is valid for 3 months, and provides for a quiz at the end.

E Learning PRR

After completing this course, you can expect to:

  1. Better understand the world of risk rating, how it is created and what are its uses
  2. Value and manage risks at Client, Facility and Portfolio levels to ultimately calculate the Portfolio Risk Rating (PRR)
  3. Utilize the PRR in making Strategic credit decisions, and help in the creation of Industry Studies, Product Programs, and Target Market Studies,
  4. Implement the techniques of Stress Testing to better manage the portfolio.

This program is for you if any of the following scenarios apply:

  • You are a seasoned relationship manager and want to gain a better understanding of the Portfolio Risk Rating and how to utilize it in strategic decision-making and assessing overall performance.
  • You are an SME Relationship Manager and you would like to create generate the PRR for your SME portfolio and utilize the results in fine-tuning the Risk Acceptance Criteria for your portfolio.
  • You are a new Relationship Manager and you want to learn all about portfolio risk rating.
  • You are a Risk Manager or Credit Auditor and want to better understand how the credit-risk rating process works and how it impacts your overall risk performance.
  • You are someone who has a general interest in credit risk at the portfolio level and would like to learn more about it
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Delivery Method:

Our courses are hosted on an e-learning platform. Within two working days of submitting your online payment, you will receive access details to our e-learning platform (with a 6-month validity period). You will also receive supporting powerpoint presentations in PDF format that can be saved for future use.

Each module within the course contains a quiz that can be taken upon completion at your discretion. When agreeing to undertake the testing, you are entering into a contract with the 6 Sigma Group and you therefore confirm your understanding of all the requirements, including copyrights.

The quizzes are independent of the e-learning course, and can be accessed at your leisure during the period allotted for each module. Once accessed, the quizzes are time bound, which means they need to be taken within a certain period once started. As a reminder, a clock appears at the top right hand corner of the screen for each quiz. Once the time is up, the quiz is closed and the score is calculated using whatever answers provided on screen. The score is then immediately advised to you and to the administrator at 6 Sigma Group.

6 Sigma Group may issue you with a certificate to confirm your taking the e-learning module and passing the related quizzes. The issuance on that certificate depends on several factors, including the assurance that the quizzes were taken under supervised conditions.