How Risky is a Kuwaiti Portfolio? A selection of Credit Risk Ratings

How to Detect and Manage Fraud in Credit Risk

Fraud plays a role in many aspects of a bank’s credit risk environment; and needs to be detected and managed closely. Following my article on Name Lending, a friend of mine pointed out that in many cases, fraud also plays a role in confusing the

Providing Officers with Best Practices in selling Credit Risk

There seems to be a missing link between what bank officers try and sell and what good Credit Risk practices require them to sell.

How to Manage Credit Risk in Name Lending

It is fascinating that in today’s quest for data to make better decisions, banks still use only three out of 177 credit risk criteria to make a credit decision.

Why is Suez Cement’s Credit Risk so low?

This is the second of our analysis on Egyptian companies series, and another one that has a low risk rating of 3.39 (using 6 Sigma’s Credit Risk System). Another investment grade company par excellence, what we consider at 6 Sigma as Category 1 company from

How Good is Bisco in terms of Credit Risk?

Why is everyone clamoring over to buy a large stake in Bisco Egypt? Is the cake and biscuit maker so successful that it will generate fortunes in future? A Credit Risk and Evaluation perspective.

What are the Credit Risk impact of Tesco’s accounting scandal?

In a recent article by the Harvard Business Review, Amazon was admired as being able to generate much cash flow despite having a very low net margin (http://blogs.hbr.org/2014/10/at-amazon-its-all-about-cash-flow/). Yet in the current news, the Chairman of Tesco resigned for overstating its already low profits by

What to do with Credit Risk Ratings?

In line with Basel guidelines, and best practices, a credit risk rating system that a bank uses has to have predictive features to assess how far away an obligor is from default. The closer it is, the higher the rating. This predictive power centers on

Being Proactive in Credit Risk Management

Many a banker thinks that being certified as Standardized mode, he or she is allowed to continue to practice banking the same way as has always been done. What bankers fail to realize is that one of the more important tenants of the Basel accords is for them

Portfolio Risk Rating in Managing Credit Risk

I find it a little odd that with the introduction of the Basel accords, the changes that have taken place in the international banking community, and lessons that should have been learnt from the credit crises, that to this very day, the concept of Portfolio

Credit Risk issues at your finger tips

Over the recent two months, we have had a large number of signups to our website. Aside from the 5 Mistakes in Credit Application articles, many subscribers checked and read the various articles on Credit Risk which we have published on the site. So I

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Credit Risk Store's Blog

How to Detect and Manage Fraud in Credit Risk

Providing Officers with Best Practices in selling Credit Risk

How to Manage Credit Risk in Name Lending

Why is Suez Cement’s Credit Risk so low?

How Good is Bisco in terms of Credit Risk?

What are the Credit Risk impact of Tesco’s accounting scandal?

What to do with Credit Risk Ratings?

Being Proactive in Credit Risk Management

Portfolio Risk Rating in Managing Credit Risk

Credit Risk issues at your finger tips

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5 Mistakes
Bankers Do in
Credit Analysis

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Essentials of Accounting

Financial Analysis

Credit Risk Management

Portfolio Risk Rating and Stress Testing

Credit Facility Structuring

Credit Application Basics

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Browse the Credit Risk Store

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5 Mistakes
Bankers Do in
Credit Analysis

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Credit Risk Store