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Are all schools in the GCC low Credit Risk rated?

GEMS recently issued a perpetual subordinated Sukuk for USD 200 million, carrying a coupon of 12% (http://goo.gl/G54cz3). This is a company that has a Financial Rating of 3.6 (6 Sigma), a Category 1 obligor in terms of credit risk, and should command very fine pricing.
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Why Standardized banks should operate as IRB for managing Credit Risk

Assume you had a bank that operated under Basel’s Standardized approach (which is essentially the majority of banks worldwide today). Also if it were an average commercial bank, its Revenue to Expense ratio would be 2:1. With a Capital Adequacy of 10.5%, and a Return
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Ponzi Schemes: A special Credit Risk feature

It may happen to individuals, and is also prevalent with companies. With individuals it is a case where a schemer lures investors with high returns, and with the proceeds pays off previous investors. The scheme requires an ever increasing cash inflows to pay off a
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How Risky is a Saudi Portfolio? A selection of Credit Risk Ratings

In our previous article on Kuwaiti companies, we addressed the point that given the relative wealth in the country, why were almost half of the listed companies we sampled in Kuwait risk rated above 6.5; i.e. watch listed or worse in terms of credit risk,
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How do you manage Credit Risk at your bank?

In one of the meetings I had with a bank trying to sell our CRM program, I was told that they like to train their participants on credit risk “Our Way”. I suggested I met with both business and risk over a two days period
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The simple methodology used in our Essentials of Accounting online course allows you to understand ...

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This Financial Analysis online course shows you how to assess the company’s business model and its ability ...

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Sigma’s Credit Risk Management online course series are intended to introduce methodologies that makes credit ...

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The Portfolio Risk Rating and Stress Testing online course is designed to help you understand how to create ...

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The Facility Structuring online course shows you, step by step, how to identify both the short-term and long-term ...

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If you’re already analyzing obligors, and generating credit risk ratings for individual clients, this Credit Analysis ...

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