Risk Rating Archives - Page 2 of 2 -

How to Manage Credit Risk in Name Lending

It is fascinating that in today’s quest for data to make better decisions, banks still use only three out of 177 credit risk criteria to make a credit decision.

What are the Credit Risk impact of Tesco’s accounting scandal?

In a recent article by the Harvard Business Review, Amazon was admired as being able to generate much cash flow despite having a very low net margin (http://blogs.hbr.org/2014/10/at-amazon-its-all-about-cash-flow/). Yet in the current news, the Chairman of Tesco resigned for overstating its already low profits by

What to do with Credit Risk Ratings?

In line with Basel guidelines, and best practices, a credit risk rating system that a bank uses has to have predictive features to assess how far away an obligor is from default. The closer it is, the higher the rating. This predictive power centers on

Portfolio Risk Rating in Managing Credit Risk

I find it a little odd that with the introduction of the Basel accords, the changes that have taken place in the international banking community, and lessons that should have been learnt from the credit crises, that to this very day, the concept of Portfolio

What does IRB Compliance really mean in Credit Risk?

To us, an IRB compliant bank has to pass through the several hurdles, including amongst others: Calculation of PDs There are several issues here to consider: 1. Definition of PDs. Any risk rating system should provide ratings to show potential defaults for both, forward looking

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Credit Risk Store's Blog

How to Manage Credit Risk in Name Lending

What are the Credit Risk impact of Tesco’s accounting scandal?

What to do with Credit Risk Ratings?

Portfolio Risk Rating in Managing Credit Risk

What does IRB Compliance really mean in Credit Risk?

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5 Mistakes
Bankers Do in
Credit Analysis

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Credit Risk Store

Essentials of Accounting

Financial Analysis

Credit Risk Management

Portfolio Risk Rating and Stress Testing

Credit Facility Structuring

Credit Application Basics

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Browse the Credit Risk Store

Get the
5 Mistakes
Bankers Do in
Credit Analysis

Browse the
Credit Risk Store