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IFRS 9 Solutions: did you pay too much for yours?

Now that we are nearing D-Day, and panic has started to set in, we wonder if some of you are tempted to buy familiar named solutions for IFRS 9 and pay too much for what you get. Not only would you expose yourselves to unexpected
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IFRS 9 Module in Credit Risk System (CRS)

Let us call a spade a spade, IFRS 9 is here to stay and it will force all banks to change into the IRB world. This is NOT about calculations, it is a Way of Life; a notion that accountants and non-bank consultant will never
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The impact of IFRS 9 on Credit Risk – part 2

Over the past 13 years whilst selling our Credit Risk System and our Road to Basel Program, I was talking to bankers who lived mainly in the world of Standardize Methodology, where risk was measured by an excel sheet, where collateral mattered, and where essentially
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How significant were Mobily’s accounting errors: Credit Risk

On 3 November 2014, Mobily disclosed financial irregularities in its accounting practices. As a result, its share price dropped 30 percent, and its CEO was recently suspended. This disclosure also affected the reputation of Etisalat, the UAE telecom operator who owns 27 percent of the
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Providing Officers with Best Practices in selling Credit Risk

There seems to be a missing link between what bank officers try and sell and what good Credit Risk practices require them to sell.
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How to Manage Credit Risk in Name Lending

It is fascinating that in today’s quest for data to make better decisions, banks still use only three out of 177 credit risk criteria to make a credit  decision.
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Why is Suez Cement’s Credit Risk so low?

This is the second of our analysis on Egyptian companies series, and another one that has a low risk rating of 3.39 (using 6 Sigma’s Credit Risk System). Another investment grade company par excellence, what we consider at 6 Sigma as Category 1 company from
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How Good is Bisco in terms of Credit Risk?

Why is everyone clamoring over to buy a large stake in Bisco Egypt? Is the cake and biscuit maker so successful that it will generate fortunes in future? A Credit Risk and Evaluation perspective.
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Being Proactive in Credit Risk Management

Many a banker thinks that being certified as Standardized mode, he or she is allowed to continue to practice banking the same way as has always been done. What bankers fail to realize is that one of the more important tenants of the Basel accords is for them
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Credit Risk issues at your finger tips

Over the recent two months, we have had a large number of signups to our website. Aside from the 5 Mistakes in Credit Application articles, many subscribers checked and read the various articles on Credit Risk which we have published on the site. So I
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The simple methodology used in our Essentials of Accounting online course allows you to understand ...

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This Financial Analysis online course shows you how to assess the company’s business model and its ability ...

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Sigma’s Credit Risk Management online course series are intended to introduce methodologies that makes credit ...

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The Portfolio Risk Rating and Stress Testing online course is designed to help you understand how to create ...

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The Facility Structuring online course shows you, step by step, how to identify both the short-term and long-term ...

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If you’re already analyzing obligors, and generating credit risk ratings for individual clients, this Credit Analysis ...

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